ODSP earnings calculator
Many people fear that earning money will cancel ODSP. Ontario's rules usually leave you with more total income when you work. This calculator shows only how employment earnings change your income support, using the same exemption and reduction rules as ontario.ca.
This models earnings impact only. It does not calculate your base ODSP amount (that depends on your household, shelter costs, and adjudication). Enter your current payment if you know it, or leave that blank to see the reduction and Work-Related Benefit only. Report all earnings to ODSP every month. Confirm with your caseworker.
Net pay is what you take home after income tax, EI, CPP, and union dues (not gross pay). Tips count as net if there are no deductions on your pay.
Child care and approved disability-related work costs can reduce the amount subject to the reduction. Leave blank if none.
Estimated impact this month
Enter your monthly net earnings to see the estimated impact.
Estimate only. Report earnings monthly and confirm with your caseworker. Working and earning on ODSP
Rules in brief (ontario.ca)
- Person with a disability: first $1,000/month net fully exempt; above that, an extra 25% is exempt, then ODSP reduces support by 75% of the remainder.
- Non-disabled spouse or adult child (18+, not in full-time school): first $200/month exempt; 50% of earnings above $200 exempt; then 50% reduction on the remainder.
- Full-time high school or postsecondary student: earnings fully exempt (no Work-Related Benefit while fully exempt as a student).
- When you report eligible earnings, Ontario may add a $100 Work-Related Benefit.
Report all earnings to ODSP every month. This is an estimate only; confirm with your caseworker.
Working and earning on ODSP (ontario.ca)Official ontario.ca pages last reviewed for this guide: 2026-03-10. Amounts below reflect those pages and may change each July with inflation.