Government-verified
Built from official CRA and provincial, territorial, and municipal government sources. Every dollar amount is verified against current government rates, with last-verified dates tracked.
A free benefits navigator for everyone in Canada
Billions in Canadian benefits go unclaimed every year. Answer a few questions and we'll show you what you may be eligible for, what it's worth, and how to apply.
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Government-verified
Built from official CRA and provincial, territorial, and municipal government sources. Every dollar amount is verified against current government rates, with last-verified dates tracked.
Free and private
No accounts, no tracking, no third parties. Your answers never leave your device. All calculations happen in your browser, never on our servers.
Comprehensive coverage
249 benefit modules covering federal, provincial, and territorial programs across Canada, plus municipal-level detail for 62 municipalities with dedicated modules. Available in 19 languages.
$1.7 billion
in unclaimed federal benefits each year
Robson & Schwartz (2020), Carleton University SPPA
Read study summaryStart with a short quiz, then review matched benefits, estimated amounts, and application steps in one place.
How it works
Answer 7 questions about your situation. See what you may be eligible for, current dollar estimates, and where to apply.
Federal
#01 · federal
Based on your profile, this could be a recurring annual amount with a direct apply path.
Next step
Claim when filing your annual tax return (April 30)
Federal
#02 · federal
If you support a family member with a physical or mental impairment, you may be eligible for this tax credit when you file.
Next step
Claim when filing your annual tax return
Next steps
Based on your answers, focus on these first.
SIN, tax returns, banking info, and other documents: see details
For Disability Tax Credit:
For Canada Workers Benefit:
For GST/HST Credit (becoming Canada Groceries & Essentials Benefit):
Upcoming dates
Who gets this
People who qualified for the January 2026 GST/HST credit after filing their 2024 taxes receive this one-time top-up automatically.
How it's paid
The CRA pays it the same way as your GST/HST credit (direct deposit or cheque). No separate application form is required.
If you're not getting it
If you expected it but did not receive it, confirm your 2024 return is filed and your direct deposit or mailing details are current with the CRA.
Check CRA My AccountWho can apply
The CGEB starts in July 2026. Current federal guidance indicates eligibility is tied to having filed your taxes and meeting the GST/HST-credit income rules.
Documents you'll need
How long it takes
There is usually no separate long application form if you are already tax-filed and eligible; updates are handled through CRA account details and tax filing.
Who gets this
Workers and families with employment income who meet Canada Workers Benefit rules on their assessed return can receive advance payments when the CRA determines they qualify. This is often roughly half of the estimated yearly benefit split across scheduled instalments.
How it's paid
The CRA pays advances by direct deposit or cheque using the banking or mailing information on your account. You do not send a separate application if you already qualify from your tax return.
If you're not getting it
If a deposit is missing, confirm your return is filed, your income and family situation still meet CWB rules, and your CRA direct deposit or address is current. Check payment details in CRA My Account.
Check CRA My AccountWho gets this
Families who are eligible for the Canada Child Benefit and have children under 18 receive this monthly payment.
How it's paid
Payments are issued automatically each month once the CRA has your tax filing and child eligibility information.
If you're not getting it
If a payment is missing, check tax filing status, custody updates, and direct deposit details in CRA My Account.
Check CRA My AccountWho gets this
Older adults approved for OAS and seniors approved for GIS receive these monthly federal pension payments.
How it's paid
Service Canada pays OAS/GIS monthly by direct deposit or cheque; GIS amounts are reassessed each year from tax information.
If you're not getting it
If payment is delayed, confirm enrollment status and banking details with Service Canada, especially after recent address or account changes.
Check your Service Canada accountWho gets this
People who receive Canada Pension Plan benefits, including retirement, disability, children's, and survivor benefits: are paid on the regular monthly schedule published by Service Canada.
How it's paid
Service Canada issues CPP payments monthly by direct deposit or cheque on the dates shown on the federal benefits payment calendar.
If you're not getting it
If a payment is missing, sign in to your Service Canada account or contact Service Canada to confirm your entitlement, payment status, and direct deposit or mailing details.
Check your Service Canada accountWho gets this
Low- and modest-income households who qualify for the new Canada Groceries and Essentials Benefit receive quarterly payments.
How it's paid
The CRA administers these payments, generally using your most recent filed tax return and existing CRA payment setup.
If you're not getting it
If a quarterly payment does not arrive, confirm your latest return is filed and your CRA account details are up to date.
Check CRA My AccountWho gets this
Workers and families with employment income who meet Canada Workers Benefit rules on their assessed return can receive advance payments when the CRA determines they qualify. This is often roughly half of the estimated yearly benefit split across scheduled instalments.
How it's paid
The CRA pays advances by direct deposit or cheque using the banking or mailing information on your account. You do not send a separate application if you already qualify from your tax return.
If you're not getting it
If a deposit is missing, confirm your return is filed, your income and family situation still meet CWB rules, and your CRA direct deposit or address is current. Check payment details in CRA My Account.
Check CRA My AccountWHAT'S NEW
Highlights from recent updates: