Canada Disability Benefit (CDB): eligibility, amounts, and payments
Federal monthly support for working-age adults with disabilities who meet Service Canada rules. Start with your situation below, then eligibility, amounts, applying, payments, and what to do if something goes wrong. This page does not decide whether you qualify.
Published maximum for the current payment period: up to $204.20 per month for eligible adults ages 18 to 64 (amounts are income-tested; Service Canada decides eligibility).
Information verified as of October 7, 2026 · Federal benefit year July 2026 to June 2027
What are you trying to do?
Choose the situation closest to yours. Each choice goes to visible next steps or a related MyEligible tool.
- See if I could qualifyRequirements, DTC, taxes, and age rules
- I do not have the DTC yetStart with the Disability Tax Credit
- I have the DTC and want CDBApply and what to have ready
- I want to apply for CDBChannels, forms, and what to have ready
- I already appliedTimelines and while you wait
- My payment changed, stopped, or is missingPossible reasons and what to do next
- I was denied or disagreeReconsideration deadline and appeal route
- I want to understand the amountMaximums, income test, and official estimator
- I get provincial disability benefitsHow CDB may interact with ODSP, AISH, and others
- I'm helping someone elseRepresentatives and authorized helpers
- I'm not sure where to startDTC questions and first steps
What Service Canada requires (information only)
Official eligibility criteria from canada.ca (Do you qualify). Meeting these on paper does not guarantee approval until Service Canada confirms your file.
CDB eligibility depends on the Disability Tax Credit (DTC). The two programs are not the same.
- Age 18 to 64 for regular monthly payments.
- Approved Disability Tax Credit (DTC) from the CRA.
- You and your spouse or common-law partner (if applicable) must have filed the relevant federal income tax return. Payment amounts use prior-year returns (see amount section).
- Resident of Canada for income tax purposes.
Confirm every requirement, including edge cases, on the official eligibility page before you apply.
Do you qualifyHow to apply
Apply through Service Canada after your DTC is approved and your tax returns are filed. You do not need a letter from Service Canada before applying. My Service Canada Account may show your invitation letter, but you cannot apply there.
Gather what Service Canada asks for: your Social Insurance Number, legal status in Canada, and DTC approval. If you have a Notice of Assessment, line 23600 can speed up processing. Optional: direct deposit details.
Submit your application to Service Canada using one of these channels:
- Online (preferred, fastest processing) Apply
- By phone: 1-833-486-3007 (TTY 1-833-467-2700), Monday to Friday, 8:30 a.m. to 4:30 p.m. local time. Contact us (Canada Disability Benefit)
- In person at a Service Canada office. Find a Service Canada office
- Printed form: complete the Canada Disability Benefit application (SC-CDB0004), or the legal representative application (SC-CDB0005), and drop it off at a Service Canada office or mail it to Service Canada Centre, CDB Processing Centre, P.O. Box 60, Boucherville, QC J4B 5E6.
Keep your application accurate. A representative or someone you trust may help you apply. If you notice errors after submitting, contact Service Canada by phone or in person to correct them.
After you apply
Service Canada usually mails an eligibility decision within about 28 calendar days (longer if a legal representative applied). Use official guidance if your situation changes while you wait.
- Keep your contact and banking details current in My Service Canada Account.
- Respond quickly if Service Canada asks for more information.
- Tell Service Canada about moves, marital status, income, or DTC changes that could affect CDB.
- File taxes by the deadline each year; amounts are recalculated each July from prior-year returns.
My payment is wrong, missing, or stopped
Do not assume a cause until you confirm with Service Canada. These are common themes from official guidance, not a diagnosis of your file.
Possible reasons: Changed income or marital status, outdated banking or address, unanswered mail, DTC expiry, annual reassessment, eligibility pause, or a very low entitlement paid as a lump sum for the period.
What to do next: Sign in to My Service Canada Account, review recent letters, update direct deposit, and contact Service Canada if a expected payment did not arrive. Keep notes of dates and reference numbers.
I disagree with a decision
180-day reconsideration window
You can ask Service Canada to reconsider an eligibility or amount decision within 180 days of the date on your decision letter. Late requests may need an explanation; extensions are limited by regulation.
Gather your decision letter, new evidence, and form SC-CDB0006. Mail or drop off at a Service Canada office. Service Canada will reply in writing.
Request for reconsideration (form CDB0006)If you disagree after reconsideration, you may appeal to the Social Security Tribunal of Canada. Income-related parts may be referred to the Tax Court. Confirm current steps on the SST website.
Who needs to know about a change?
Updating one agency does not automatically update the other. Report changes to each program that uses the information.
- Service Canada
- CDB eligibility, payments, address, marital status, and banking for CDB.
- CRA
- Tax filing, DTC certificate, and family status used on tax returns.
- Often both
- Marital status or income changes can affect CDB and tax-based credits. Follow each agency's instructions.
2026 changes to the Canada Disability Benefit
Beyond the one-time $150 supplemental payment, these are material updates to know about for 2026 planning.
- July 2026 benefit year: indexed maximum and working-income exemptions; amounts use 2025 tax return data.
- Regulatory updates clarify spouse tax-filing waivers and treatment of CDB in income calculations.
- Supplemental $150 phases: September 2026 for many existing recipients; winter 2027 for some newer eligibles.
How much could CDB pay?
Current payment period (published maximum)
- Maximum monthly
- $204.20
- Maximum annual
- $2,450.40
Your actual amount depends on adjusted family net income, working income, marital status, and whether both partners receive CDB. MyEligible does not calculate a personalized amount on this page without complete inputs.
If you are married or common-law, or if you have employment income, use the official estimator for an accurate monthly amount.
Official payment estimator (Service Canada)CDB and the Disability Tax Credit (DTC)
CDB and the DTC are different programs. An approved DTC certificate from the CRA is normally required before CDB payments can start.
- I already have an approved DTC
- My DTC application is in progress / I have not applied for the DTC yet
- I am not sure if my DTC is approved
Next payment
Next Canada Disability Benefit payment
November 19, 2026
- December 17, 2026
Monthly disability support is only one layer. Find other financial supports for tax credits, provincial programs, and RDSP planning.
This is not an eligibility test