Civic Guide · Autism & Neurodiversity
Autism and disability benefits guide
See how Ontario disability supports, the Disability Tax Credit, the Child Disability Benefit, and an RDSP can work together. These programs have separate eligibility rules, but approval for one may help you access another.
Build your benefits plan
Plan for: Child & Youth (Under 18) in Ontario
Your Ontario benefits plan
Child & Youth (Under 18) · 3 recommended actions
Start here
Check provincial supports
Find services and funding that may help now.
Apply for the Disability Tax Credit
DTC approval may unlock the Child Disability Benefit and RDSP support.
Open or review an RDSP
Check whether grants or bonds may be available.
Why the order matters
These programs have separate eligibility rules, but DTC approval is required for the Child Disability Benefit and federal RDSP grants and bonds.
Your Ontario benefits plan
Step 1
Check provincial supports first
Provincial programs may help with therapy, respite, daily living, or disability-related costs while you complete federal applications.
Outcome
May provide services, respite, or income support
Claiming medical expenses
Therapy expenses reimbursed by provincial programs (like OAP, FSCD, or BC Autism Funding) cannot also be claimed under the Medical Expense Tax Credit (METC) on your annual tax return.
Next: Check whether your child may qualify for the Disability Tax Credit.
Step 2
Apply for the Disability Tax Credit
A medical practitioner uses CRA Form T2201 to describe how the impairment affects everyday activities.
Outcome
May unlock monthly Child Disability Benefit payments and federal RDSP support
Disability Tax Credit approval
May lead to:
- Child Disability Benefit
- RDSP grants and bonds
- Other federal disability measures
Up to $3,480 per eligible child through the Child Disability Benefit, depending on family income and eligibility.
Before you apply
A medical practitioner must certify the effects of the impairment on Form T2201. A diagnosis alone does not automatically establish DTC eligibility.
Next: After DTC approval, review RDSP grants and bonds.
Step 3
Use DTC approval to access RDSP grants and bonds
After DTC approval, an RDSP may receive federal grants or bonds. Some lower-income families may qualify for bonds without making personal contributions.
Outcome
Long-term disability savings
Potential support
Up to $3,500 per year in matching grants; up to $1,000 per year in bonds depending on family income and eligibility; higher matching rates may apply to the first $500 contributed.
Tools for this plan
- Calculator
Registered Disability Savings Plan grant estimator
Estimate possible federal grants and bonds
Open estimator - Guide
Canada Child Benefit guide
Understand how the Child Disability Benefit is paid with the CCB
Read guide - Navigator
How Disability Tax Credit (DTC) and Canada Disability Benefit (CDB) stack with provincial programs
Understand how federal and provincial programs may interact
Review guide
These answers provide general information and are not eligibility decisions.
Common questions
View a plan for another province or territory
Verified information
Information verified as of July 6, 2026 · Federal benefit year July 2026 to June 2027
This guide provides general information. Government programs determine eligibility.