Pensions & seniors
Canada Pension Plan (CPP)
A monthly retirement pension based on your contributions while working. You can start as early as 60 or delay to 70 for a higher amount.
Where you may see this
Service Canada pension estimates and payment notices.
Related terms
Pensions & seniors
Old Age Security (OAS)
A monthly pension for people 65 and older who meet residency requirements. It is not based on employment history.
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Guaranteed Income Supplement (GIS)
A monthly non-taxable top-up for low-income seniors receiving OAS. Amount decreases as other income rises.
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CPP Disability Benefit (CPP-D)
A monthly payment from the Canada Pension Plan for contributors who cannot work regularly because of a severe and prolonged disability.
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CPP post-retirement benefit (PRB)
Additional CPP contributions and benefits if you work while already receiving CPP retirement pension before age 70.
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