Tax credits
Filing taxes to get benefits
Many federal and provincial benefits require a tax return even if you had no income or owe no tax.
Not filing can stop CCB, GST/HST credit, and other payments automatically.
Where you may see this
CRA reminders and community tax clinics.
The exact definition and rules can differ by program. Check the official rules for the benefit you are applying for.
Related terms
Tax credits
GST/HST credit (now the Canada Groceries and Essentials Benefit)
A quarterly tax-free payment for people and families with low and modest incomes. In July 2026 the Canada Revenue Agency replaced the GST/HST credit with the Canada Groceries and Essentials Benefit. Eligibility, the calculation, and the quarterly structure stay the same, with a 25% increase for 2026 to 2031.
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Adjusted family net income (AFNI)
The income amount the government uses to calculate many income-tested benefits. It starts with family net income and applies specific adjustments from your tax return.
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Benefit year vs tax year
Your tax year is the calendar year on your return; many benefits use a July to June benefit year based on an earlier tax year.
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Canada Workers Benefit (CWB)
A refundable tax credit for low-income workers, with additional amounts for eligible families and people with disabilities.
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Disability amount (tax credit)
A non-refundable tax credit on your return when you are eligible for the Disability Tax Credit.
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