Social assistance
Ontario Works (OW)
Ontario's financial assistance program for people in temporary financial need, with employment participation requirements.
Province or territory note
Ontario only. Different from ODSP, which is for people with disabilities.
Related terms
Disability
Canada Disability Benefit (CDB)
A federal monthly payment for working-age people with disabilities who meet income and DTC-related requirements. It is separate from provincial disability assistance.
View termGeneral
Benefit overlap
When two programs pay for a similar need or reduce each other when received together.
View termTax credits
Non-refundable tax credit
A tax credit that reduces the tax you owe but cannot be paid to you as cash if you have no tax payable.
View termTax credits
Refundable tax credit
A tax credit that can be paid to you even if you owe no tax. If the credit is larger than your tax owing, you receive the difference as a payment.
View term