Working While on Disability Calculator

Compare how current and expected employment income may affect your disability payment and estimated monthly resources before tax.

Supported programs

Calculations are available for Ontario ODSP, British Columbia PWD, Saskatchewan SAID, and Alberta AISH or ADAP. Other provinces appear in the list for orientation only — we link to guides and official sources instead of estimating.

Ontario — ODSP
British Columbia — PWD
Saskatchewan — SAID
Alberta — AISH or ADAP

Compare earnings scenarios

Disability program

What this estimate includes

Provincial disability cash payment rules for the selected program: earnings exemptions, published reduction rates, and work-related benefits where modeled. Employment income you enter. Estimates are before income tax, CPP, EI, and other programs unless explicitly labeled.

What this estimate does not include

Income tax, CPP, EI, federal credits, rent, transportation, child care (except ODSP-approved deductions you enter), health premiums, asset limits, medical eligibility, or benefits from other programs. It is not an official government calculation.

Program-specific calculator

Ontario Disability Support Program earnings estimator goes deeper on Ontario — ODSP rules, sources, and edge cases. Use this page to compare two earnings scenarios across programs.
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B.C. disability assistance PWD earnings exemption calculator goes deeper on British Columbia — PWD rules, sources, and edge cases. Use this page to compare two earnings scenarios across programs.
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Saskatchewan SAID Living Income calculator goes deeper on Saskatchewan — SAID rules, sources, and edge cases. Use this page to compare two earnings scenarios across programs.
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Alberta Assured Income for the Severely Handicapped (AISH) to Alberta Disability Assistance Program (ADAP) transition guide (2026) goes deeper on Alberta — AISH or ADAP rules, sources, and edge cases. Use this page to compare two earnings scenarios across programs.
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Working while on disability

Most provincial disability programs allow some employment income before your cash payment is reduced. Rules differ by province: monthly versus annual exemptions, partial exemptions, graduated clawbacks, and what happens to health benefits when cash assistance ends.

Start with your program's official earnings rules — exemptions are not the same across provinces.
A higher paycheque does not always mean less money overall; compare total monthly resources before tax.
Health and supplementary benefits may continue after cash assistance reaches zero — check your program.

Frequently asked questions

What does this calculator do?

It compares two employment income scenarios and estimates how your provincial disability payment and total monthly resources before tax may change. It is a scenario tool, not an eligibility test.

Which programs are supported?

Ontario ODSP, British Columbia PWD annual earnings exemption, Saskatchewan SAID earned-income exemption, and Alberta AISH or ADAP. Other provinces link to guides without a formula estimate.

What is not included?

Federal taxes, CPP, EI, the Disability Tax Credit, RDSP grants, Canada Disability Benefit, and non-disability programs. Use the dedicated calculators linked on this page for those topics.

How is this different from program-specific calculators?

Program-specific calculators own detailed rules for one province. This page compares current versus expected earnings across supported programs and links to those dedicated tools for depth.

Is this an official government calculation?

No. MyEligible summarizes published rules for planning. Confirm amounts with your caseworker and the official sources listed below.

Official sources

Ontario — ODSP

Last reviewed for this tool: 2026-08-23. Amounts may change.

Self-employment net earnings, business deductions, and complex household situations may differ. Student rules apply only to eligible full-time students.

British Columbia — PWD

Last reviewed for this tool: 2026-06-22. Amounts may change.

Uses projected annual earnings from steady monthly income and optional year-to-date amounts. Mid-year exemption proration and shelter costs are simplified.

Saskatchewan — SAID