Benefits glossary
Government benefits, tax, disability and drug-coverage terms explained in plain language.
Definitions are educational. Official program rules still apply.
2 matching terms
Reset filtersTax credits
A quarterly tax-free payment for people and families with low and modest incomes. In July 2026 the Canada Revenue Agency replaced the GST/HST credit with the Canada Groceries and Essentials Benefit. Eligibility, the calculation, and the quarterly structure stay the same, with a 25% increase for 2026 to 2031.
You generally must file a tax return to receive it, even with no income to report.
Pensions & seniors
A monthly non-taxable top-up for low-income seniors receiving OAS. Amount decreases as other income rises.
GIS is highly income-sensitive, even small pension income can reduce payments.
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Definitions explain common government and program language in plain words. They are starting points for understanding, not legal advice or official eligibility decisions. Confirm important details with the official program, CRA, Service Canada, or a qualified professional.
Glossary reviewed September 13, 2026