A federal monthly payment for working-age people with disabilities who meet income and DTC-related requirements. It is separate from provincial disability assistance.
CDB can add federal income on top of provincial programs, but rules and payment amounts differ from provincial disability benefits.
A non-refundable tax credit for people with severe and prolonged impairments in physical or mental functions. Approval is based on how your condition affects daily life, not on your diagnosis alone.
DTC approval can unlock other programs, including the Canada Disability Benefit and RDSP grants, and may reduce the tax you owe.
A restriction in your ability to perform everyday activities such as walking, remembering, or managing personal care, often described in disability assessments.
Programs often focus on what you can and cannot do, not only on your medical diagnosis.
A health professional authorized to certify disability for a specific program, for example, a physician for the DTC, or an audiologist for hearing loss.
Using the wrong professional can delay or reject your application.
A long-term savings plan for people eligible for the Disability Tax Credit. The government may match contributions with grants and provide bonds for low-income beneficiaries.
RDSP grants and bonds can significantly grow savings for future disability-related costs without affecting most federal benefits.
A standard used in some programs meaning your impairment limits you at least 90% of the time in a basic activity of daily living, even with therapy and devices.
This is a high threshold, partial limitations may not qualify under this specific test.
Definitions explain common government and program language in plain words. They are starting points for understanding, not legal advice or official eligibility decisions. Confirm important details with the official program, CRA, Service Canada, or a qualified professional.