Housing
Housing benefit
A government payment or subsidy that helps low-income households pay rent or housing costs, often at provincial or municipal level.
Benefits glossary
Canadian benefits glossary
Government benefits, tax, disability and drug-coverage terms explained in plain language.
Definitions are educational. Official program rules still apply.
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Multigenerational home renovation tax credit
A federal refundable tax credit for eligible renovations that create a secondary unit for a senior or adult with a disability in your home.
Eligible expenses and family relationships are narrowly defined, keep receipts and contracts.
Housing
Rent-geared-to-income (RGI)
Social housing rent calculated as a percentage of household income rather than market rent.
Wait lists are long, apply early and report income changes to avoid overpayment issues.
Housing
Shelter allowance
A portion of social assistance or disability support meant to help pay rent, utilities, or housing costs.
Actual shelter amounts may be capped, rent above the cap is often your responsibility.
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Sources and methodology
Definitions explain common government and program language in plain words. They are starting points for understanding, not legal advice or official eligibility decisions. Confirm important details with the official program, CRA, Service Canada, or a qualified professional.
Glossary reviewed September 13, 2026