MyEligible
Start

Accessibility settings

Canadian benefits timeline: ages, deadlines and life stages

See when payment dates, application windows and programs become worth checking as ages and life situations change. For learning only — not a personal eligibility decision.

Program summaries and timing markers come from official government sources and may change. Confirm details on the linked pages before you act.

Optionally choose a province or territory to show local programs alongside Canada-wide ones. Nothing is selected by default. Federal programs always stay visible.

Now showing all of Canada.

Arriving in Canada

Programs people often look into in their first year after landing or becoming a resident.

Start here

Up to three high-value first steps in this section.

  • Find free newcomer services near you (Government of Canada)

    Canada-wideNewcomers to Canada

    What it is

    Free settlement services funded by IRCC to help newcomers with language, employment, and community orientation.

    Check this if

    Worth checking soon after arrival for language, employment, and orientation help through IRCC-funded agencies.

  • GST/HST credit, newcomer application

    Canada-wideNewcomers to CanadaLower-income households

    What it is

    A newcomer application path to register for the GST/HST credit before a full tax return is assessed.

    Check this if

    Worth checking in your first year; newcomers often apply with Form RC151 before their first return is assessed.

  • Canada Child Benefit, newcomer application

    Canada-wideNewcomers to CanadaFamilies with children under 18

    What it is

    A newcomer application path to register for the Canada Child Benefit when you have eligible children.

    Check this if

    Worth checking when you have children under 18; newcomers often register with Form RC66 on arrival.

Important timing

  • After 18 months in Canada with a valid permit. Many temporary residents become eligible to apply for the Canada Child Benefit after meeting residency and permit rules. See CRA newcomer guidance.

More to consider

  • Filing your tax return

    Canada-wideNewcomers to Canada

    What it is

    Filing a tax return establishes your residency record and lets the CRA assess credits and benefits.

    Check this if

    Your first return establishes your CRA record; many credits and monthly benefits need a filed return, and some newcomer programs use one-time forms before that.

  • Interim Federal Health Program (IFHP)

    Canada-wideNewcomers to CanadaRefugees and protected persons

    What it is

    Limited temporary health coverage for eligible refugee claimants, protected persons, and some resettled refugees.

    Check this if

    Worth checking for eligible refugee claimants, protected persons, and some resettled refugees until provincial health insurance starts.

  • Resettlement Assistance Program (income support)

    Canada-wideRefugees and protected personsLower-income households

    What it is

    Income support and settlement help for government-assisted refugees delivered through resettlement agencies.

    Check this if

    Worth checking for government-assisted refugees; income support is delivered through resettlement agencies.

  • Canada Learning Bond (CLB)

    Canada-wideNewcomers to CanadaLower-income householdsFamilies with children under 18

    What it is

    A federal grant deposited into an RESP for eligible children from low-income families, without requiring contributions.

    Check this if

    Worth checking for eligible children before age 18 if family income is low; no RESP contribution required.

  • Provincial health insurance enrollment

    Canada-wideNewcomers to Canada

    What it is

    Provincial or territorial health insurance that covers medically necessary care once you are enrolled.

    Check this if

    Worth checking as soon as you move; many provinces have waiting periods before coverage starts.

    Official source

    Filter by province above to see what you may be eligible for in your province or territory.

  • Housing and essentials navigator

    Canada-wideNewcomers to CanadaLower-income households

    What it is

    MyEligible's guide to finding shelter, rent help, and local essentials after you relocate, filter by your province and city.

    Check this if

    Worth checking in your first months in Canada when you are still looking for stable housing or local support services.

Make this timeline more relevant

Optional — prioritize cards that match your situation. Nothing is hidden.

Timeline transition dates and program summaries last reviewed 2026-08-26 against linked official sources. Amounts and rules change — confirm on official sites.

This page shows when programs become relevant to learn about, not whether you qualify or how much you would receive. Use the quiz or linked guides for specifics.

Arriving in Canada | Canadian Benefits Timeline | MyEligible