See when payment dates, application windows and programs become worth checking as ages and life situations change. For learning only — not a personal eligibility decision.
Program summaries and timing markers come from official government sources and may change. Confirm details on the linked pages before you act.
Optionally choose a province or territory to show local programs alongside Canada-wide ones. Nothing is selected by default. Federal programs always stay visible.
Now showing all of Canada.
Programs people often look into when disability affects daily life or income (any age).
Up to three high-value first steps in this section.
What it is
A non-refundable tax credit that certifies a severe and prolonged impairment in physical or mental functions.
Check this if
Worth checking when disability affects daily life; the DTC is a gateway to other programs.
What it is
A monthly federal payment for working-age adults with an approved Disability Tax Credit certificate.
Check this if
Worth checking at ages 18 to 64 with an approved DTC certificate.
When to act
Core payment ages 18 to 64 The Canada Disability Benefit (separate from the child disability benefit) may apply for working-age adults with an approved DTC. See the guide for age and application rules.
Core payment ages 18 to 64. The Canada Disability Benefit (separate from the child disability benefit) may apply for working-age adults with an approved DTC. See the guide for age and application rules.
What it is
Provincial and territorial income support programs for adults with disabilities who meet financial tests.
Check this if
Worth checking outside Ontario; program names and rules vary by province or territory.
Filter by province above to see what you may be eligible for in your province or territory.
When a DTC eligibility period ends. Some disability tax credit approvals expire; CRA notifies you in advance. A new T2201 may be needed to keep DTC-linked programs. See the guide for renewal.
By December 31 of the year the beneficiary turns 49. RDSP grants and bonds can be paid only through that year. See CRA and the RDSP estimator for grant, bond, and contribution rules.
What it is
A long-term savings plan for people eligible for the Disability Tax Credit, with federal grants and bonds.
Check this if
Worth checking with an approved DTC for grants and bonds in an RDSP.
What it is
A monthly benefit for CPP contributors who cannot work regularly because of a severe disability.
Check this if
Worth checking when disability prevents regular work and you have CPP contributions.
Optional — prioritize cards that match your situation. Nothing is hidden.
Timeline transition dates and program summaries last reviewed 2026-08-26 against linked official sources. Amounts and rules change — confirm on official sites.
This page shows when programs become relevant to learn about, not whether you qualify or how much you would receive. Use the quiz or linked guides for specifics.