See when payment dates, application windows and programs become worth checking as ages and life situations change. For learning only — not a personal eligibility decision.
Program summaries and timing markers come from official government sources and may change. Confirm details on the linked pages before you act.
Optionally choose a province or territory to show local programs alongside Canada-wide ones. Nothing is selected by default. Federal programs always stay visible.
Now showing all of Canada.
Programs people often look into while studying or paying tuition.
Up to three high-value first steps in this section.
What it is
A federal grant deposited into an RESP for eligible children from low-income families, without requiring contributions.
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Worth checking for eligible children before age 18 if family income is low.
End of the calendar year your child turns 17. The Canada Education Savings Grant can no longer be paid on new RESP contributions after that year. See CRA for RESP and grant rules.
From age 18 until the day before age 21. Eligible youth can open an RESP and request the Canada Learning Bond for themselves. See the guide for steps and eligibility.
What it is
Non-repayable federal grants for eligible full-time and part-time post-secondary students with financial need.
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Worth checking when applying for post-secondary aid through your province or territory.
What it is
Government-backed student loans with repayment assistance when income after graduation is low.
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Worth checking for loans with your student aid application and for repayment help after school.
What it is
A non-refundable tax credit for eligible tuition fees paid to a designated post-secondary institution.
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Worth checking when you pay eligible tuition at a designated institution.
What it is
Matching grants from the federal government when contributions are made to a child's Registered Education Savings Plan.
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Worth checking when opening or contributing to a child's RESP.
Optional — prioritize cards that match your situation. Nothing is hidden.
Timeline transition dates and program summaries last reviewed 2026-08-26 against linked official sources. Amounts and rules change — confirm on official sites.
This page shows when programs become relevant to learn about, not whether you qualify or how much you would receive. Use the quiz or linked guides for specifics.