See when payment dates, application windows and programs become worth checking as ages and life situations change. For learning only — not a personal eligibility decision.
Program summaries and timing markers come from official government sources and may change. Confirm details on the linked pages before you act.
Optionally choose a province or territory to show local programs alongside Canada-wide ones. Nothing is selected by default. Federal programs always stay visible.
Now showing all of Canada.
Programs people often look into for a first home purchase or down payment.
Up to three high-value first steps in this section.
What it is
A program that lets you withdraw from your RRSP to buy or build a qualifying first home.
Check this if
Worth checking for a first home if you have RRSP savings to withdraw.
What it is
A registered account with tax deductions for saving toward a qualifying first home purchase.
Check this if
Worth checking when saving for a first home in a First Home Savings Account.
What it is
A non-refundable tax credit for eligible first-time home buyers on a qualifying purchase.
Check this if
Worth checking on your tax return after buying a qualifying first home.
Optional — prioritize cards that match your situation. Nothing is hidden.
Timeline transition dates and program summaries last reviewed 2026-08-26 against linked official sources. Amounts and rules change — confirm on official sites.
This page shows when programs become relevant to learn about, not whether you qualify or how much you would receive. Use the quiz or linked guides for specifics.